The House Charlotte program is designed to assist responsible homebuyers with the required down payment to purchase a home in a targeted eligible neighborhood.

As a House Charlotte approved lender, we work with these homebuyers and the House Charlotte program to provide the best mortgage loans available while arranging this community sponsored down payment assistance. 

Program Features

• Assistance of up to $10,000 in challenged neighborhoods
• Assistance of up to $7,500 in transitioning and selected stable neighborhoods
• Pre-purchase homebuyer education

• Families with incomes that are 110% or less of the median income are eligible for assistance.
• Participants must complete pre-purchase homebuyer education program.
• The home must be a family's primary residence, located in any of 87 designated neighborhoods.
• Maximum purchase price of home is $147,000.
• Employed police officers who purchase homes in designated neighborhoods are eligible for assistance up to $15,000. 

We  pride  ourselves on unparalleled service and performance.   If you are looking to purchase a new home and have limited funds for a down payment, you owe it to yourself to call us today.  Our goal is to provide the most affordable homebuying experience.

Please note this is not the Charlotte-Mecklenburg House Charlotte program website.  We are a mortgage company of professionals trained in using the House Charlotte Program in conjunction with mortgage loans we originate. By "applying online" you are not submitting an application directly to House Charlotte.  You are asking one of our skilled loan officers to contact you for assistance with a home purchase.

Our Commitment  At First Financial Services, Inc. we treat our clients with courtesy and integrity. We work with the House Charlotte program and FHA to provide the best down payment assistance and purchase loans in Mecklenburg County. Our years of experience and notable expertise ensure that your mortgage loan is in the best possible hands. Our consistent track record of uncompromising ethics instills confidence and trust. This is proven by obtaining the Certified Mortgage Consultant designation--the highest level of certification possible.